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Pictures and 10s count as 0. If the initial deal has a hand totalling 8 or 9 no further cards are drawn. Mini-baccarat is essentially the same game, but played at a smaller table very similar to a blackjack table. A single dealer handles the entire game, including dealing the cards. The pace is usually much faster than the "big baccarat" version. Betting minimums and maximums are usually lower. In casinos outside of Las Vegas and Atlantic City, this is frequently the only version of baccarat that is offered. In casinos in Las Vegas and Atlantic City, this version of baccarat is usually played in special rooms separated from the main gaming floor, ostensibly to provide an extra measure of privacy and security because of the high stakes often involved. The game is frequented by the highest of high rollers, who may wager tens or hundreds of thousands of dollars on a single hand. Australian tycoon Kerry Packer was particularly fond of the game, having won and lost large sums over the years. Minimum bets are relatively high, often starting at 25 USD and going as high as 500 USD. Posted maximum bets are often arranged to suit a player, but maximums of 10,000 USD per hand are common The bank is at the outset put up to auction, i.e. belongs to the player who will undertake to risk the largest amount. In some circles, the person who has first set down his name on the list of players has the right to hold the first bank, risking such amount as he may think proper. Pai Gow Blackjack is a mathematical game. Given a dealer upcard and your hand, there's always just one move you should make. Perfect Blackjack tells you what the correct move is. The player who wishes to take Insurance can bet an amount up to half his original bet. The Insurance bet is placed separately on a special portion of the table, which usually carries the words "Insurance Pays 2:1". The player who is taking Insurance is betting that the dealer's 'hole card' is a 10-value card, i.e. a 10, a Jack, a Queen or a King. Because the dealer's upcard is an Ace, this means that the player who takes Insurance is essentially betting that the dealer was dealt a natural, i.e. a two-card 21, a blackjack, and this pays off 2:1 if it wins. A two-card hand of 21 (an ace plus a ten-value card) is called a "blackjack" or a "natural", and is an automatic winner. A player with a natural is usually paid 3:2 on his bet, although in 2003 some casinos started paying only 6:5 on blackjacks, a move decried by longtime blackjack players. the display doesn't ruin your eyesight. But online gambling is a notable exception. At most online casinos either the software doesn't work with Macs, or the casino is shady and you wouldn't want to play at anyway. I've been trying to find a Mac-compatible online casino off and on since 2000, without much success. But now (2005) things are getting a whole lot better. The cards are dealt, one to the 'Player' first then to the 'Banker', 'Player' then 'Banker' again. Each has two cards. This is the initial deal. Both cards in each hand are added together and the croupier calls the total. (e.g. five to the 'Player', three to the 'Banker') From this position the 'Tableau' or table of play is used to determine if further cards need to be drawn. A maximum of three cards per hand may be drawn to achieve a winning hand. Therefore the object of the game is to bet on the hand with the highest total. The player's turn is over after deciding to stand, doubling down to take a single card, or busting. If the player busts, he or she loses the bet even if the dealer goes on to bust as well. Putting aside the legal issue of online gambling, I think we need to look at "Personal Responsibility." Anytime you use a credit card you are essentially entering in a contract with the credit card Company. They are loaning you the money. It is your money to spend any way you want but it is your responsibility to repay it. Player losing ties
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